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I came in for a mortgage consultation, but...
We’re really busy this time of day.
Would it be alright if we expedited your application?
But this is my first time getting a mortgage, and...
I don’t really understand the different types or...
the whole payment process, you know?
I’m just not sure about any of it.
I see.
With those terms, it might be difficult to get approved for a loan.
Oh, is that so? Could I try another bank, then?
Another bank.
Right.
With your current situation, getting a loan here would be tough.
I understand.
So, it’d probably be better to go to another bank.
What's with this bank clerk?
I just came to discuss a loan.
And he's just grumbling away.
Do you really need to be in such a hurry?
You don't even treat people like people.
What kind of… what do you call it?
Considering the customer's age…
If it's going to be a long-term loan…
It's tough.
You had 0.3 years left on that—why not use it?
Even a 1-year or 8-year term would be fine—just review it.
Up until now…
We've been pretty strict here.
That 5% not listed here…
5%?
This year,
Five percent? Yeah.
But you’re still going ahead, huh?
I guess so. But if it’s a little tough…
I’m not sure I can go through with it.
Yeah, with the Osama assets, too.
Even if it’s just a fraction, there’s a chance it might happen.
Five percent.
Is that no good? Five percent is no good? This is the worst.
It might even drop to cents.
This guy…
Isn’t he just trying to dump the loan on us?
What’s wrong with this bank? You two are useless.
Seriously.
Can’t you treat us like something more than pebbles on the ground?
And of course.
That’s gotta be some weird rip-off.
Magic.
Mirror suit? What’s that?
Disappears? That’s the one.
How far are you trying to screw with me?
It’s not disappearing.
The magic disappearing suit is *actually* real.
You guys even have suits that erase *my* existence?
Sorry for leaving you hanging.
Seriously.
Magic Mirror Special Edition: Can Erase Existence.
The magic disappearing suit was real.
When you apply, you’ll need to use a one-time password.
You’ll need to download the app for this.
Are you okay?
Yes, so I need you to install the app.
Because it would make it look like you're faking it.
Please enter your email and Cocoa code here.
Once you register, there will be a "One-Time Password" button.
Right? So…
You have to generate a setup code.
And you also need to register a phone number.
I need you to enter a phone number.
Yes, you can choose that yourself here.
Thanks, and please provide your phone number as well.
It’s a hard-to-guess number,
I think it’s your birthday,
so you can use a number that’s almost the same.
Same purpose or similar digits.
I won’t be using it.
Is that so? Yes.
I can see it.
Seriously?
If you set it up that way,
you’ll fully enjoy the online version when you register.
So you can use it.
You don’t even have to come in.
You can use it on your phone.
Got it, sorry.
Can you see it? Does the password disappear right away too?
That’s right.
It changes to a new number each time.
Yes, a new number is sent each time.
Excuse me—!
Yes, I understand.
You can do anything, huh?
I get this kind of thing.
Excuse me!
I don’t mind at all.
Eh?
I don’t mind at all. If there’s anything else I don’t understand…
The phone number is listed here.
Excuse me!
We’re available 24/7.
Sorry, but I think you should call this number.
Eh? Got it. You’re open on weekends and holidays too?
Yes, we’re open on weekends and holidays.
This is a big help.
Good to have someone to turn to when I’m in trouble.
Please, have a seat. Got it.
And we also have a website, so...
You can do anything with it! It’s amazing, right? If you register on LINE, for example...
You can communicate through there too.
Please feel free to use it.
First, just install the app.
Excuse me!
Yes, you can also use it from your smartphone.
So you can use it that way.
You really can’t see it?
He doesn’t seem well.
When you’re making transactions with your smartphone...
You’ll need that number at the time.
Please make sure you remember your PIN.
Thank you.
Is it a four-digit number?
Yes, please use a four-digit number. Excuse me—
Like birthdays, or… yeah.
Birthdays, or the last four digits of a phone number…
We’ve disabled those options here, so…
Please use a different four-digit number.
It’ll get weird if we do that.
Would a year be okay?
Yeah, a year might work…
But it might not be clear to others.
So, not ideal.
If you could just give us a random four-digit number…
We could do it like this, right? With this…
Okay, let’s go with this. Yes.
Or you can do it from your smartphone again.
You can also come to the counter over there.
Please.
I’d like to register a new address.
It’s a different address from where I currently live.
If so, please press this button…
…and select "Change."
You can do it from there. Is that correct?
Also, I seem to have lost my cash card.
Oh, I see. Understood.
It might take a little time to process. Is that okay?
Do you have enough time today? Yes, I do.
Understood.
Ultimately, the cash card will be mailed to you.
If you want to withdraw money today…
…you’ll need to go to a separate location.
Are you okay? Yes, I'm fine. Yes, I understand.
Do you have any ID or something like that?
Would insurance cards or something work?
I guess so.
If you put something with your face on it…
Then your driver's license or something like that…
Would a passport work too?
Oh, what’s this? A passport? Yeah, a passport’s fine.
Really? Okay.
Because if it’s expired, that’s a problem.
Expired ones are a bit tough, though.
I see.
See, it’s strict, so properly…
Then a driver’s license or something? Okay.
Do you have a driver’s license? I guess so.
This is my moped license, though.
We’re not busy right now, but is it okay if it’s not self-service?
What kind of license is this? A moped one?
Ah, moped’s fine. Is that okay?
Yeah, this one’s expired too.
It’s just an expired license.
A little strict, huh? Okay.
Do you have anything else, like two points of non-photo ID?
Um…
Like a utility bill or something?
Got one! Here.
Gas bill.
Right. So no other suggestions?
Then that’ll do.
Yeah, just for today.
I was thinking of lowering it a bit.
Yes.
It’s okay, but yeah, it’s fine.
Whoa, that’s big.
Which button is for the amount?
Then, at the counter…
Yes, it’ll go into the withdrawal slot, but is that okay?
My family’s originally from the Middle East, so…
In that case, how would I go about sending money?
Right, so it’s not through the ATM, but…
Payments, stops, or transfers from the counter?
You want to make a transfer?
Yeah, in that case, you’ll need to go to the counter.
And press the procedure button.
Like, do I need a stamp or something?
Yeah.
Since it’s overseas, there’s a bit of—
The fee’s coming out already, and it’s
Pretty steep, but is that okay?
It’s fine.
Oh, right.
Can’t do it without the camera, huh?
Whoa.
Nice ranking.
Based on the usual stock prices?
It’s okay.
Yes.
I want to take it home.
Instead of sending from here,
I’d like it withdrawn, if that’s possible.
By the way, how much is it?
Just a little.
30,000 yen?
Ah, 300…
3 million yen? In that case, I can’t process it at the ATM.
You’ll need to come to the counter—is that okay?
So, I just need to sign to get it?
Yes, and a photo ID.
Plus a signature and a thumbprint.
Yes.
When you registered this account…
Would the old one work?
When you registered the account…
I think you used a seal back then.
It has to be the same seal.
You can't withdraw, huh?
Then, how much can I get here?
The daily limit here is ¥300,000.
If you withdraw once and come back, it’s still ¥300,000.
Yeah, it’s a bit tough unless it’s the next day.
Right.
Then, let’s withdraw ¥300,000 for today.
I’d like a loan. Is that okay?
Do you have your cash card?
Yes, I have my insurance card.
You need to insert your cash card to withdraw at the ATM.
You can’t withdraw, huh? I see.
I want to make something…
It’s still in the "Mom has it" stage.
This undercarriage carriage is good, right? We have one of those.
Do you have an account? Yes.
Um, excuse me…
Sorry.
You’re…
Are you okay?
Are you feeling unwell?
The Japanese summer heat…
You can sit on the sofa here, it’s fine.
But it’s okay, right? Where…
Are you sure you’re okay? Your butt’s splitting!
Excuse me for a sec.
Yes, you’re feeling unwell.
Let’s get you some water. It’s hot, isn’t it?
I can’t worry about you right now, your butt’s splitting!
Just a sec…
Is it okay if I lie down here?
Oh, yes.
If you have any supplements or anything...
What’s wrong? You look unwell.
Are you okay?
I’m just... having trouble breathing...
Should I call an ambulance? I need some money.
Are you alright, sir/madam?
Are you okay?
Are you okay to stay lying down like this?
I’ll take it slow. Is there a place I can lie down?
Is this okay? You can lie down here.
Yes.
It’s okay if you lie down.
I’ll take it slow, no problem.
Are you okay?
I’ll keep this amulet with me.
Like, your head…
What’s wrong?
Just…
Ah…
Please take it easy. Yes, I’ll keep the amulet with me.
Do you feel feverish or anything?
Do you have a headache?
What I ate yesterday…
Shrunk.
My stomach was acting up.
I was a little short of breath.
Should I call an ambulance?
First, let’s try something for the maestro.
Money…
A loan…
I don’t even know how to arrange financing, so never mind. Yes.
Just sit down, sit down. That’s fine.
Shouldn’t we put it in?
Twenty thousand.
Let’s leave it with Bellman, two million.
Two million, right?
More importantly, let’s take it easy now. Yes.
Should we call an ambulance?
Which way is this going? The police station.
I have to borrow it.
I need to explain it to my family.
Please lend it to me.
Yes, that’s right.
If you want to borrow it, there’s a procedure we need to follow.
So, you’re canceling your subscription, right?
And then, what—after six months?
You’re supposed to return double the amount, aren’t you?
No, the borrowed amount is fine.
That’s right, how much is it?
I said 300 earlier, but you said 2 million, so let’s do 300.
*Hoys!* Like something sent from overseas...
…the thing we sent you.
So, you borrowed money and now…
…it feels like you’re done canceling, yeah?
We do need to go through the procedure, though.
It’ll be done in just a little while.
Okay.
はい
I’ll write it down, okay?
Well, it’s okay if you write it after you feel better.
It’d be better to let you rest now.
Right, that sounds good. Let’s handle the paperwork.
I heard you can’t bring your seal.
Then maybe later would be better.
Okay, I’ll go buy one.
Actually, it has to be the registered seal.
That’s a bit of a problem, isn’t it?
Yeah.
For now, just rest.
Cash card.
Cash car.
The cash card needs approval.
Some form of ID or something to prove your identity.
Um, I have the gas bill and the insurance card.
Yes.
That small gas bill, yeah.
That’s for your current address, right?
Yes.
You said you wanted to withdraw it from an ATM, but…
I told you it’s only possible at the counter.
Feeling sick? Fine, then.
Properly.
I wonder what to do.
Eh, but for now, I’ll spend the money today.
Right, so explain that.
That procedure is really something.
Yes, today.
Just a little.
I see.
The procedure can be quite complicated.
If you’re not feeling well, it might be a bit tough.
I wonder if you’re okay.
Yes, this one.
Right.
I’ll handle the operation, but… yes.
This cash card…
The previous TeraTraffic…
Order change.
If it’s an order change…
Please press here.
There’s a "Delivery Options" section here.
Yes, can I press that one?
Yes.
So,
With your smartphone,
you can make changes, but…
"Everything’s included here, so you should refund the money," right?
Ah, so it’s about the loan’s centurialism?
Yes.
This is the loan repayment button.
Please press it.
Uh, will the repayment terms change?
I’d like to request that too.
It’s a change, so…
It’s a change, but it’ll take some time.
I think it’ll take 2 or 3 days to process.
Just approve this part for now. Understood?
Well, we recommend using internet banking.
With net banking,
you can upgrade even without a cash card.
That’s amazing.
The innermost part is this one.
The detailed version, yes.
Ah, I see.
We don’t really have many foreign wire transfer errors, but…
Is there a possibility?
Yes.
If it’s around 5 million yen per transaction…
Online?
Yes, we can do that.
Any cash card you like, just use this barcode.
Yes.
Really helpful.
I don’t think so.
Amazing! Any other unclear points?
Any other questions? None in particular? Not at all?
I’ll try making some changes.
See you later.
If anything comes up…
If I change my address or phone number…
Will I get a notification or something?
I’m not really checking notifications.
You’d have to check it yourself.
By opening the website…
…and confirming it that way.
Does that sound okay?
Yes, if you download the app…
…you can figure it out right away.
Understood.
What should I do if I lose my cash card?
If you lose your cash card…
There’s a phone charge for that.
You can get a replacement book and…
Safe card and password from the internet.
Password card.
Last room.
Reception is over there, so…
If you just say "yes," that’s fine.
Just tear it open.
Is this for card pickup?
That can also be done at the TV counter.
What’s the phone number?
I don’t know. Yes.
What's the phone number?
Yes, I’ll wait.
Sorry to keep you waiting.
Thank you.
From the front, this way.
Don’t go in that side.
Understood.
This is too good. What’s the website?
We have an announcement for today.
If I don’t get this right, I’ll lose it.
This is seriously messed up. Dangerous, but I’m looking forward to it.
Yes, if you could enter this…
It’s in the URL.
Here.
Please.
This is
Canadian dollars
And Japanese yen
Eurasian dollars, New Zealand dollars, and
Plus
Euros, right?
Yes.
And U.S. dollars, too.
Got it, thank you.
Yes, thank you.
Could you show me how to use the TV window?
Yes.
This is the TV window.
The basic procedure is as follows:
As written here.
I've been curious about it.
If you press "How to Use,"
you can see the basic explanation, so
please use that. You went in, okay?
I went in. Yes.
I really spend money like crazy.
That's true.
If you're buying money,
depending on the contract terms,
we may not be able to handle it.
This feels *too* good.
Basically, people use
our TV window service.
As for how to operate it,
here…
Please press the "Start Transaction" button.
Then,
In order,
Press "Confirm."
Review the document,
And if you agree, press "Confirm."
The settings will be configured.
Would you like to send money to family abroad?
Yes.
Do you have family overseas? Yes.
Like if they're studying abroad or something.
Oh, I see.
In that case, you can also use this TV kiosk for that.
To your convenience.
This TV kiosk is perfect for that.
When you use this service,
The amount will be deducted from your account,
You can purchase foreign currency,
And you can initiate overseas wire transfers.
Yes, please use that one—it’s only available on weekdays.
Please note that about that.
Uh—
The closure dates are from December 31st,
Through April 3rd, right?
Yes.
Just New Year’s holidays.
We’re closed then.
It’s a time issue, though.
Yes, I’m also thinking about moving.
Address change/moving procedures.
Ah, address change, yes.
At the TV kiosk.
Yes, it can be done. Um...
On this screen...
Please press "Start Transaction."
Then...
This is the "Address Change" button.
Yes.
Once you press it, you can change it anytime.
Yes, you can make the change then.
Please use that option.
Yes, yes.
Is this the actual procedure?
Ah, this depends on the branch.
Some branches can handle it.
The TV window services are limited, though.
Yes, um…
The Labor Accident Compensation Guarantee Loan
Can’t be used at the TV window, so
Just be aware of that.
Yes.
Also…
Vingtigawa Bank’s window is closed on its regular off days, so
That side usually operates on business days.
Yes.
What if it’s lost, for example?
Ah, right.
The passbook.
The CasCard one-time password.
Yes.
If it's lost, we can also accept it at the counter.
Or at this TV counter.
Yes, I’ll pull it up for you. It’s set up so you can do that.
Really? You’ll pull it up?
Yes.
It’s all good, we can handle it.
Understood, yes.
If you have any questions or anything you’re unsure about…
Yes.
We can also handle it here.
Is this your first time using securities?
Not at all? Then we need to open a new account for you.
You can also do this on your smartphone.
Huh?
Kachuru
Here’s the URL.
If you search on that smartphone for a bit…
You can log in here, so uh…
That’s right.
Once you log in here…
Select "See All Menu," and then…
Yes, it should work like this.
Then, select "Bank" from that list.
Tap "Securities" under "Financial Products."
There should be fields where you can enter the required information.
Register your name, address, phone number, etc.
A registration complete page will appear.
Yes, on that screen.
You can register.
What exactly is that appeal?
What do you mean by "appeal"?
Yes, we’re improving convenience for smartphone users.
We’re also making sure we can offer specialized services.
And one more thing—actually, two more.
The other two are a wide range of products,
So even first-timers can
Get recommendations tailored to their needs.
And the last one is a service perfect for starting asset building.
We offer that as well.
Yes.
For more details,
Check out our wide range of options—
You know, I’d like to ask about that. Can you tell me?
One question: Tell me about your asset-building strategy.
I see.
Things like deposits, business investments, and insurance transactions.
Ah, I'm gonna say it again. Ugh, seriously.
If you're using it, we'll have to take it out—inside.
Is that okay?
If you get sent to the counter twice…
That’s seriously bad.
If you have the Library General Course…
You can take advantage of that as a benefit.
A "waste-not" service.
I wanted a more detailed explanation.
As a representative of our credit union…
If you have an insurance contract with us…
You’ll need to go through the procedures.
Please contact your respective brokerage firm.
The FineWrap service you requested through our online portal is fully booked.
The bank procedures will be explained to you.
That’s a great explanation, really. Yes, please go ahead and use it.
Also, you can use this TV kiosk.
Just press the appropriate settings button.
I’m Superman!
Everyone gets to sleep with a hot woman.
Get ready for some sexy action!
Just follow the instructions on the screen.
This will serve as your reference material.
Yes, please review it.
If you have any questions, feel free to ask.
I’ve never done this before at all.
分からない点とかございましたら
全く初めてなんだよね
What kind of operations can we perform with it?
I’d appreciate it if you could tell me.
First of all, here’s how to register, just in case.
On this Internet banking thing.
So, you’d need to register for it.
Is this an app, maybe?
Yes, this is the app.
Download it, then…
Password, email address, etc.
Then register—sounds like a bit of a hassle.
After that, you’ll get an email.
With a one-time password or something like that.
That’s pretty common.
Right, then you’d enter various personal details from there.
That’s how it works, basically.
So, register this.
After you register,
It’s listed down here, right? Recently,
It feels like you can trade with it,
Once you register,
It’s down here, this one,
You can use it, so
In that list, the one directly below,
Maybe these five, I guess?
Is there a mortgage option too?
Can I consolidate what I’m already doing here?
Yeah.
It’s better to consolidate,
Is it more cost-effective?
Just a sec.
It feels like they're asking us to consider it.
Don’t you think we need a smile? Look—
It’s getting a bit big. I wonder if something’s wrong.
What are the advantages compared to Tatsuya-san?
As for advantages, this one—
This one, yeah. It’s the same flat rate.
This percentage keeps changing with the years, you see—
That’s an advantage, though.
Pretty significant, actually.
Like, at 2% per year now—
I feel like that’s a bit much.
Is this even right?
Should we support it halfway through like this—
And tell them, "This is how it should be done"?
こういうふうにした方がいいんですよ 言ってくれる力
We’ll be handling it.
If you want to change anything each time,
we’d like to propose the best plan for you.
If you say that, things will change again, right?
Yeah, that’s right.
You’re trying to get me to use some weird runes, aren’t you?
Quite a few people do this overseas, actually.
The dollar’s been going up lately, so
a lot of people are doing it there. Are you really sure?
Should we get support for that? Well, it depends on the person.
But a lot of people still prefer to do it overseas, after all.
We can arrange that, but
if you’re already with another company, it might not work.
お付けすることもできるんですけど
他の人に 他社で入られている場合は
We can prioritize that side, if you prefer.
I see. Doesn’t matter how many are in there anyway.
Yeah, doesn’t matter how many there are.
Smells bad, like drool.
For us,
this is actually a pretty big advantage,
well, we’re pretty good at this,
so if that’s the case, then
the "feature-rich type" would be recommended.
Yes.
These are the three biggest dance fails, right?
Ah, yeah.
What are you looking for?
I’ve got the money, you know.
Well, the people around me, they’re actually pretty important.
Some acquaintances are doing well increasing their assets, so I thought I'd try it too.
I figured I should do something since I'm just sitting on all this money.
I started with no prior knowledge, so I asked around to get a feel for things.
Like, maybe I should try saying something like this before.
What’s the current status of my assets, or
What kind of investment goals should I have?
How should I approach this?
At my company, they manage to increase assets like this, so I thought I could do the same.
What is this, by the way?
This is from the company, actually.
It’s related to my mortgage, or the company’s mortgage.
増やせる こういう風にしていけばいい
これあれなんですか
会社のあれなんですけど
住宅ローンとか うちの住宅ローンとか
Can we team up?
Ah, yeah, teaming up is possible.
Good job.
All in one.
I want to paint it, though.
What should I do with this?
I guess this one…
Loan Big Eco Plus…
Natto.
Just a little.
I thought it would make money.
So I tried it, but…
Insurance, well, to be honest…
The plus is…
How do I make money with this?
The story seems a little off from what I heard.
I don’t really get it.
I see. Sorry, but that makes me a bit uneasy.
What do you mean?
It’s not like a loan, right?
Like an investment?
The original goal was to increase money, after all.
I get that part about the house and insurance, and it sounds good, but…
…the whole point was to grow the money in the first place.
So, how about that thing you mentioned?
Is that okay? Sorry.
Yeah, what do you think?
Is it the S-curve thing that makes you a little uneasy?
Investing always has risks, even if it’s supposed to grow.
投資ってやっぱ増えるっていうのは リスクもあるわけじゃないですか
Well, yeah, there are risks, I guess.
They always tell me how great it is, but I’m not sure if it’s really okay.
Or rather, it’s changed so much, I’m not sure if it’s still the same.
I’d appreciate it if you could explain the reassuring parts a bit more.
Ah, like minimizing risks while still making a profit.
Something like that—I don’t think it’ll work out so smoothly, though.
Well, anyway, this kind of bank-affiliated disco job thing…
I know it’s not some weird scheme, but…
I was just wondering if there’s actually any benefit to investing.
Something like a low-risk investment.
That would be better.
How much do other people usually start with?
Like, how much do most people try on their own before jumping in?
Well, some people start with just a few tens of thousands of yen a month.
So it’s not like you need hundreds of thousands of yen to get started.
Ah, you gotta go all in from there.
So, like, starting with 120,000 to 200,000 yen a month would do it.
Then you could do it. Ah, yeah, I could do it even as an individual.
Yeah, I could do it individually, but with a company…
Well, the amount gets a lot bigger.
Well, 10,000 yen for a company is a bit much, you know? Too risky, but…
I see. If you feel the benefits and manage it well,
there’s also the economy and stuff going up and down, right? Ah, of course.
The fluctuations, going up and down…
If you can handle that, well, I can give you advice.
Stock funds are a bit confusing, though.
Could you explain them a bit?
Ah, stock funds?
Stock funds are a way to manage investments by combining multiple stocks.
Yeah, there are pros and cons.
As for the benefits,
well, since you can combine multiple things,
it allows for diversified investment.
Wait, there are multiple ones? You mean the headquarters has multiple?
Oh, right.
It’s like combining multiple stocks.
Stocks themselves are multiple anyway.
I’ve never done this before, though.
So, how many do you include? Right.
You can manage as many as you want.
How do you combine the multiple stocks?
You just pick the ones you like,
choose the companies you like,
and buy the stocks like that.
Wait, but you just buy whatever you like?
I'm buying it, even if it sounds weird.
Yeah, that's the current situation.
Dates.
You can't just decide that on your own, can you?
Oh, I can decide for myself.
Even deciding on my own is hard.
Well, first-timers might not know.
They might not know what to do.
We’ll support them on that end.
Okay.
Like, "Where is the best [place]?" Yeah.
Right?
That’s where trust comes in.
Yeah, the new stuff is…
Right.
Suddenly, out of nowhere, that happens sometimes, right?
You know, like when the person in charge is like, "Oh, so-and-so is handling it."
Yeah, it happens. It really does, that thing.
I’d be in trouble if that happened right away.
Yeah, I think that happens quite a bit.
Are you okay?
No, it’s us too, yeah.
It’s fine—we’ll try to avoid it.
I’d like to make sure nothing like that happens. If it does, I’ll quit soon.
Ah.
That’s no good. Okay.
I’ll go today. Okay.
We’ll do our best to avoid it.
Yes, I’ll make sure of it.
So, what *is* that thing?
That kind of consultation, huh?
Can it be done in 24 hours? Yes.
For phone support, though…
We do offer 24-hour service.
Well…
Our in-house handling, though,
tends to fall within business hours.
Our business hours, you know, at our company,
we sometimes work pretty late, like late at night.
You gotta run appliances, you know?
You have to put in a full day, right?
Yeah.
Maybe even less during the day.
You can take breaks, right? Ah.
Yeah, we tend to work more at night.
Yeah, during that time, you know?
I’d like to check in with you in between, if that’s okay.
So, you can handle that, right? The handling part…
I’ll take care of it, yeah.
Does that mean the person in charge changes?
When I sleep, well, yeah. The assigned concierge.
Are there a few of them?
There are.
So you can keep track of that, right?
Yeah, that’s how it works.
What’s this?
This is… what is it?
A credit card.
Yeah, a credit card.
Yeah.
Yeah, the cash card and
credit card are
combined.
Ah, that’s a common one, right?
Yeah.
With a debit card, the money would be deducted right away.
It’s kind of like that, but…
This credit card is
well, pay-later—
a post-pay system, like "post-pay,"
a type of payment method—
it’s a card like that.
What’s post-pay?
Post-pay means you pay the bill
not at the time, but later.
With your credit card
You'll get that feeling, right?
Now, up to 10 points
10 points, that’s 10% off, right?
Good work!
Up to 10%
The "up to 10%" part—that’s a bit misleading.
Yeah, sometimes it’s not 10%, huh?
Like, sometimes it’s not?
How do you buy it then?
It depends on the merchant…
Depending on the store you use…
The percentage changes.
Something like that, huh? You get it?
When you use it…
Yes.
At the store, it’s made clear how it works.
You get 10% back.
Not just restaurants, but *eating* establishments in particular…
Not really.
Sorry, I just really like eating out.
Ah, I apologize.
These points are actually pretty important, you know?
Points are money, after all.
I use these a lot, you know?
I save up for it, being rich and all.
Like this place, you know?
10%? How’s that?
Other places are usually under 10%, right?
Ah, yeah, like a percentage.
2 percent, or is 10 percent a lot more?
10 percent is a lot, isn’t it?
Yes.
Finally, something substantial?
Yes, we’re recommending it now.
Yeah, it’s like a specific plan.
High-out, and now this specific one…
It follows through.
But the young lady follows through, right? No, the first year’s membership fee is free, and now…
Yes, we’re allowing it.
So, this isn’t part of the tradition?
That’s right. It’s completely different.
Sounds pretty fun.
Ah, well, it doesn’t cost money, so it’s free.
I see, so even a company like this can do that.
Yeah, we can do it for companies too.
And of course, you can sign up as an individual as well.
Today.
Right now.
There’s an approval process, though.
So, let’s just get the contract signed today.
The approval itself will take about a day.
It depends on that.
Oh, it’ll take a day. Yeah, the approval will take a day.
Where do I go for the approval?
If we do it today, will it be done by tonight?
The results should be out between 6 PM and 8 PM.
How about we proceed with the results?
The card will be mailed to you.
But that’ll be a week or so later.
I see.
So, should I make this card?
Thank you.
What kind of options are there?
Blue’s the standard, and
Black’s the Black Card, Platinum’s the Platinum Card, and so on.
Is that good?
The dark, expensive one… Ah, right. Yeah, I like that kind of thing, so that one.
Ah, Platinum then. Yeah, Platinum.
And you’ll do the approval, right? The contract’s the one that needs approval.
Yes.
I’ll wait for that later. Well then, thanks.
Yes, so just to be sure,
my assets are in order, but
it’s kind of interesting, isn’t it?
Yeah.
Right. Anything else you’re curious about?
Well, you know, we’re an eye care clinic.
With insurance, you get pretty good coverage, you know?
There’s a lot of options, a bunch of them. Yeah.
Well, it’s not like… doing it all at once is better.
You feel more secure that way.
I was thinking of asking you to do it.
Really?
Thank you.
This is kinda like…
A savings plan.
You can build it up, a savings plan.
Oh, we have insurance, too. A lot of working people use it, actually.
Yeah, a lot of people don’t know about it, this one.
Yeah, well, I didn’t know either, but yeah.
Um, what kind of interest rate would be good here?
The interest rate is…
Not *that* great, but…
The risk is lower, though.
The risk of losing money is lower?
Yeah, that’s a foreign-owned one, right?
Oh, right, both are available.
Yeah.
So…
This one here…
How many of these are there? Hmm, how many of these?
Some kind of savings plan?
Yeah, a savings plan, and also with insurance coverage.
That’s the one, right?
Yeah, that's part of it too, right? Okay.
Clear settlement.
And…
For our customers,
We also have Royal. Huh?
Uh-huh.
Peace of mind.
The Three Major Branches—Peace of Mind Insurance.
Type—this is also something like…
Can I save up for it?
Yes, uh, is this not okay? Then…
It’s listed as a payment-type.
Yeah, here.
Together, oh, I see, I see. The Three Major Branches…
Added the financial services. Right, if I do that…
Yeah, like, over here.
I wonder if I should put in more.
What I would say is…
I recommend it. Yes, I recommend it.
So, like, if the phone call comes back…
If you put it in at the company…
You can get it with the retirement money, right?
See?
Yeah, that’s right. The retirement money will cover it.
Yeah.
Well, so it’s a cost-plus action, huh?
See? Yeah, if we team up…
It’s a good deal.
Yeah.
Well, they said to increase it.
Something like this,
I guess it’s just about having fun,
Money, yeah,
This much,
Even with the sweat and moisture,
Doing shop hard,
Yeah,
The fluctuation thing,
Yeah, uh… so how much is it now, here,
What percentage? I always mess up the communication,
This one,
The adhesion warp, yeah,
Amazing, 1 minute,
3% from here.
3% こっからですね
By the way, what percentage do you have in your current company?
What’s your current percentage in the company?
Like, what’s your stake?
Right now, it’s 1.75%.
Oh.
That’s pretty cheap.
Yeah, well, right now…
Right now, this is just flattery, a pick-up line.
This is…
A whopping 4% in the Neets.
Yeah, about 4%. Oh, I see.
Ah, yeah, that’s good. Okay.
Waju, so I’ll switch.
Switching is good, yeah.
乗り換え 良いね そう
It’s totally worth it, yeah, this one.
So, how’s it going? I’ve got it set to fixed, but…
Yeah.
Variable interest… yeah.
Over the long term…
Some have intervals, while others…
Recommend the issue number…
I’ll do it.
Oh, the variable one’s better, the recommendation is…
It’s the strongest.
It’ll turn into a laser.
30.
Well, with fixed, it’s like… it just stays the same, you know?
Until the end, yeah? Until the end, it’s fine.
Sorry, but no hard feelings.
Even if it's the same
Orange, makes you hungry
Yeah, hmm…
I recommend the adjustable one.
Well, I'm thinking of switching what I have now…
And then…
Maybe buy a house next time.
That…
Which one is better? The adjustable version?
Adjustable, yeah.
See, the interest rate is…
That kind of thing.
What’s the outlook? What’s going to happen in the next 1 or 2 years?
How’s it going to go? Like, going up or down?
If you put it that way…
But...
It’s not that I don’t get it—I’m just embarrassed to admit we exist.
Well, well...
I don’t know what to recommend.
Hmm, should I just pass it along as is?
Yeah, that’s right.
Okay.
All set, good to go, right?
Interest rate—yes, the interest rate.
On the better side, huh?
I think so. Well then, let me introduce it to the people around here.
Ah...
Please do! Any kind of referral fee or something?
Yeah.
Folk cell bar fan... hmm.
Fan
A lot of cards, card contracts…
Oh, I see, I see.
Yeah, I did it, I did. Yeah.
Yeah.
Ugh, this is confusing. Here it comes. See ya! Oh!
That stock fund…
Yeah, the benefits, wow.
We have a fund manager, you see…
Like, normally…
I just leave it to them.
Like this.
So…
The pros’
Experience and knowledge.
The benefit is
That’s what I think, yes.
I think so. I see.
Plus, since professionals are selecting them,
they can also choose the specific brands for you,
so if you let them choose,
there’s less chance of making a bad pick,
which is why I recommend it.
So, I think the risk is low.
Like, what about risk and return?
And fees—what about the fees?
Well…
Just so you know, there *are* fees,
so we’ll deduct those from your profits.
That will affect your earnings.
And if we ask a fund manager to make the choice,
there’s still a risk of failure.
Well, that’s the issue.
There’s a possibility of losses.
Yeah, so keep that in mind.
Uh, how’d it go? Earlier…
I took him to the nurse’s office, so I think he’s okay.
He was still asking for money in the nurse’s office.
That’s rough.
It was rough—he wasn’t even in a state to write.
Please lend me some money.
Didn’t he have a fever? He didn’t seem to have a fever.
But it looks really delicious.
It’s Snipe flavor, right?
Most of them seemed a little weak in Japanese.
He was saying something about Laos, I think.
Or something about his family being in the Middle East.
Oh, really?
Yeah, he said he wanted to send money to his family there.
That’s a pretty big sum, right?
Yeah, he first said 3 million yen.
But in the end…
We couldn’t process it, so we had him come back later.
Yeah, he didn’t even have his seal with him.
You can’t do that without it—you’d get a fever if you ate!
There was a customer at the ATM earlier…
Who seemed clueless about how to use it.
That’s what they told me.
They wanted to take out a loan.
But apparently, they didn’t have any money on them.
Can't put it together.
That won’t pass inspection, will it?
If they don’t have it, we can’t lend it to them, you know?
They definitely won’t come back. Right?
It absolutely won’t pass inspection.
Because they’re always just looking at work.
They’ve got a five-minute soul, you know?
Like, earlier…
Ohno-san, the section chief…
What’s wrong? Did something happen?
Well, it’s not *that* bad, but…
They’re inviting me out for dinner using their company email.
Isn’t that sexual harassment? Right?
And the "Mom Chief" is married, too.
They have a wife, right? I heard they even have young kids.
Isn’t this crazy? The bridge is stopped.
Who’s this from? The bridge is stopped.
Creepy.
Can I eat from this spool?
How about I transform you? Someone asked me out tonight.
Nah, I’ve got other plans, so no way.
That’s the vibe.
Nothing’s come in?
I’ve had *several*.
Please come.
Please answer.
Answer.
That’s sexual harassment, right? That’s harassment.
Isn’t this guy always too close?
Yeah, the physical contact and stuff…
If you don't eat properly, you won't grow, even if people pat you on the head.
"You must be tired today."
"You’re definitely being targeted."
"How about some rice grains?"
"Alright."
"I’m too busy chatting with everyone to notice."
"The bridge isn’t moving… that’s weird, right?"
"That’s kinda gross, you know? Would you do that if you were married?"
"Eh, that’s gross."
"How about that? I’ll be careful too."
"Please be careful."
"Good deed done."
"He’s been hitting on girls for a while now—"
"Looks like he’s checking them out one by one."
"Being an adult is tough, huh? Take care."
Be careful.
Be careful. I probably thought that way too, or maybe I really did.
I came too.
I don’t think so, though.
Did you know they opened a cake shop in front of the station recently?
You know about it?
That blue building.
Yeah, there’s always a huge line.
It’s always packed, isn’t it?
Did you go?
I want to, but that line…
It’s not even an hour.
Right, right. I heard from an acquaintance that…
…they waited two or three hours.
Was that on a weekday?
Apparently, some people were lining up at 5 AM.
How was it?
I can’t really…
I can’t wait. It’s been so hot lately.
Waiting outside is just too rough, honestly.
It’s hot, isn’t it?
I was thinking of going once things calm down a bit.
I see. There’s a switch here.
I heard that place is famous for its Madeleines.
Really?
They have pure black matsutake mushrooms. A friend said their Madeleines were amazing.
Seriously?
My friend also said their baked goods are pretty good.
Are you sure it’s the Madeleines?
Look.
Do you ever go to cake shops or anything?
I don’t really.
They’re so good! Isn’t there any good place around?
Like, if you go somewhere, what would you recommend?
But there’s a pretty good place in the next town over.
They’re famous for their cakes, especially the fruit tarts—they’re amazing.
Ooh, sounds delicious.
I go there sometimes, but it depends.
They use seasonal fruits, so they’re always really good.
You can enjoy different ones depending on the time of year.
They’re so tasty, right?
If it’s sweets, peaches are good.
Yeah.
Grapes too—sounds amazing.
Last time it was spring, so they had a lot of strawberries.
I’m really curious.
I’ll go check it out—just the next station over.
I’ll go take a look.
Plus, you don’t have to wait in line there.
And they have seating, too.
Sounds good—you can eat there and relax.
As far as I know…
It’s not that expensive.
The fruit tart was like, under 600 yen.
Or maybe just a little break?
It’s not that pricey, right?
Sounds good.
I don’t eat out much, so I don’t really know much about places like that.
Do you go to restaurants and stuff?
I don’t really go to cafes, though.
I like drinking.
I go to pubs and stuff too.
Yeah, I do.
It’s nice, isn’t it? I go drinking alone.
I go drinking alone.
Is that so?
Any good pubs you’d recommend?
I do?
I usually drink near where my friends live.
It’s not really close from here, is it?
After drinking, you just want to go home, right?
So I don’t go too far.
Do you drink around here, Honda-san?
I mostly drink near my place.
Got any recommendations?
There's a place that serves really good sashimi,
Yeah, the sashimi’s great there, especially the tuna.
I love tuna, it’s so delicious, isn’t it?
What kind of alcohol do you usually drink?
Japanese sake would be nice, especially with tuna, right?
You end up drinking quite a bit, huh?
Are you a regular there or something?
Yeah, I go there pretty often.
I’m the type to have my usual spots, you know?
I go there a lot, actually.
What are you having?
I was thinking…
I usually get sashimi, but
I also love pasta—I go to Italian places a lot.
Sounds good. I’ll have wine.
Is that stylish?
I’m not really into wine, you know.
Wine’s good too, though.
Not quite there yet.
You drink wine pretty often, huh?
You’re so stylish. Not really.
I hardly drink at all.
I’m not a fan, but do you like Italian?
I actually love Italian.
Yeah.
I end up drinking highballs instead.
Highballs are great, aren’t they? I could drink them all night.
I get it.
Whiskey doesn’t make you gain weight, right?
You said it—highballs are good because they don’t make you fat.
Drinking sour water.
Then, it’s mostly highballs.
If we go to an izakaya, I’m pretty much the same.
That’s just how it goes.
If we go to an Italian place, I drink a lot.
Sparkling wine, champagne…
Then with friends…
I don’t know, we open a bottle of wine or something.
We end up drinking one or two bottles between the two of us.
What?
I drink wine, wine.
Do you drink at home?
I never drink at home.
Do you drink at home?
But at home, I keep whiskey there…
I'm drinking highballs with soda water.
Wow, I don’t drink at home at all anymore.
So, going out for drinks and drinking outside in general…
Lately, it’s like I don’t even drink at home.
I drink almost every day, pretty much.
Sounds good.
I don’t have any alcohol at home at all.
That’s definitely better for your health.
I need to take a break. Okay, I will.
I’ve been drinking almost every day.
Like…
I can’t sleep unless I’ve had a drink.
I’m really going to cut back.
But twice a day is kinda crazy, right?
I’ve actually stopped doing twice a day recently.
It’s a cycle, you know?
I used to do it before, though.
I used to, but I still drink water when I drink.
While drinking water, too.
So, I take measures to avoid a hangover.
I do, yeah.
Wow.
You don’t?
And I also take some kind of supplements.
Huh? Supplements?
Seriously.
I have so many of those things.
You have? I didn’t know that.
I’ll tell you about them next time.
Okay? You gotta get all the toxins out of your body.
I want you to tell me.
Romance? You mean romance?
The other day…
I went because a friend invited me to a group date thing.
Even in such a bad situation…
How many people were there?
It was just three. Not really…
It didn’t seem to go anywhere.
I went out for a meal alone, but…
Somehow…
It felt like it wasn’t meant to be.
Just one meal? We went out for dinner twice.
We went twice, but…
Nothing came of it.
It just didn’t really…
Either way, I'm fine.
I guess it depends on who it is.
I wonder…
I’m not really the type to go out much.
Well, if I *do* get invited, I’ll probably go.
But I’m not really the type to initiate invites.
You know?
Too bad.
If there weren’t any other options, I guess I’d consider them.
Did something happen?
Like, couldn’t log in or something?
Didn’t you say you were matching with someone?
Eh?
Did I say that?
I just started recently… no, wait, it’s been a while.
Nice.
Come here.
Alone.
I have a good guy.
We’re still going strong. Oh, that’s nice.
And we’re going on a trip soon.
Where to?
Not really, not about other guys.
A trip to Hokkaido. We’re going to Hokkaido.
Oh, you’re not dating. You’re not dating, huh?
Overnight.
Two nights, three days.
What should I do?
Like…
I’m just wondering what to do.
Do you ever think, "I want to date Honda-san"?
Well, I *do* have those feelings…
I do.
But after going on that Hokkaido trip…
Have you ever thought, "I don’t want to date them"?
Seriously?
Wouldn’t you rather *not* go on a Hokkaido trip with someone you don’t want to date?
I’m just so lost right now.
Especially at night…
It’s just… the way it was back then. If we don’t address that, then…
I feel like it’d be tough if there’s even a minor issue.
True. Wait, what was that?
No good. I’m not explaining this well.
Then just explain it better!
I mean, you’re just so… detached.
You don't even kiss me, it's lonely.
Right away.
It feels like you don’t really think about me.
Like as long as you get what you want, that’s all that matters.
I hate that—would feel so good if you just went faster.
You’d be happy, right?
The moment you enter, "Ugh!" "Feels so good!"
That’s the amazing part.
I hate it.
Just a little more…
Oh, but…
When I went to Hokkaido…
I went here. Where is it?
You know about the theme park, right?
This one? Yes.
Hokkaido's…
Hachinohe area, maybe? In the Hachinohe area…
Is this facility there? Like a theme park…
You know, theme park food isn’t always that great, right?
Simple flavors, and expensive too…
Like, not really delicious…
But this place was actually pretty good, the food too…
Why?
I had curry that day, and…
The curry was great, and my friend had an omelet rice, and…
That was good too—just regular fluffy eggs.
It was pretty legit.
You like eating, huh?
Which part of Hokkaido are you going to?
I’m planning on going to Hakodate and Sapporo.
Sounds good.
Then I definitely want to go.
Any recommendations for overseas?
But somewhere where we can eat fresh seafood.
We went here.
Looks super delicious! And it was super early in the morning.
It was a market early in the morning.
A market, huh? It was a bit too early for me.
There were so many people! We got there around 7 AM.
It was packed, everyone was eating.
There were even places where you could walk along the stalls, and they had seafood bowls and stuff.
It was so good! Lots of sea urchin and salmon roe.
Yeah, that’s right.
I *love* seafood.
I always order sashimi at izakayas.
It was so good!
Looks amazing! I wanna go again.
But if it’s a 2-night, 3-day trip, you’d *definitely* do it, right?
Well, yeah, in *your* case.
Can you even go on a 2-night, 3-day trip with someone of the opposite sex and *not* do it?
I would.
If you don’t, doesn’t that mean she doesn’t see you as a man?
Right? I wonder what I did wrong.
It happens.
You’d want to be asked, right?
I don’t really give him many chances to say it.
That’s why I think he’ll ask me.
Wait, who suggested going to Hokkaido first?
Him. He was the one who said, "Hey, let’s go on a trip."
Well, I was the one who said "Hokkaido."
Even here, pushing it too hard is no good.
People will call it harassment if you do it now.
It’s too soon, isn’t it?
You really look like someone who’s just been ghosted.
Wait, really? If I don’t notice anything, it’s over?
I mean, before that…
How many more times do you need to push it?
It’s not that long, is it?
Just a little kiss…
Like, how many minutes?
I’ll answer that.
How about…
At least…
You don’t want it to be more than 10 minutes, do you?
Wait a sec.
Ten minutes isn’t that long, is it?
If it doesn’t recover, plus the time before that too…
Ten minutes is too short! Make it longer.
I want the initial phase to be longer.
That’s the important part.
You gotta take the initiative with guys.
Good intentions are key. Good vibes are key.
How many minutes of good vibes do you want?
Good vibes are fine.
I’m the type who wants to ditch it.
Even 30 minutes wouldn’t be enough.
You could even make it longer. With someone you like, it’s better if it’s longer, right?
That’s true, but it’s hard.
You can’t really say that, can you?
Not like, "Make it longer…"
How do I even say it? It’s not hard to say.
A quick guy is a good thing, right?
Oh well.
But asking him to slow down is impossible, isn’t it?
I don’t want to.
I don’t want to. I want more.
I don’t want to.
If I can just read it like this for 10 minutes…
I’m gonna come.
That’s why I’ll just pass it to someone else.
But even with something like this, I got a ride home, so thanks.
I mean, he’s got a good face, too.
But his personality’s so kind, normally…
Perfect.
This is tough, which one should I film?
If we were to get married…
Zip it up all the way.
It’s zipped all the way—this is way too tight for a vagina, isn’t it?
This was with someone else.
I’m torn right now, the two of us… but still…
Your pussy’s too good—take it easy.
As we go along…
Wouldn’t it be good to tell her little by little?
Building things up is important—when both of you can say what you really mean.
We’ve only been together a month.
And going to Hokkaido is amazing.
Plus, you’ve been at it so many times—how is that even possible?
That’s where you’re kind, though.
A month’s not enough—you’d just lose it, right?
Yeah, I can do it.
Is it like, not at all?
Don’t you use apps? Apps are a bit of a hassle.
As expected. Apps are a pain.
I used to have one, but…
The setup’s kinda noisy.
Yeah, it *is* a pain.
I guess we never got to that point.
Well, even *getting* to that point is kinda… a hassle.
You need steps, right?
Like, exchanging info and stuff first.
Yeah, it takes a while to actually meet.
Plus, I’m kinda scared there might be weirdos.
True. You don’t know until you meet them.
You might be scared of someone you’ve never met.
Even with names and photos, you can't really tell if someone's different, right?
You can't really tell, right? But surprisingly, some people are exactly as they seem.
Really? I think apps are less scary than people assume.
You’re really into it, huh? I’d be super freaked out.
There are weirdos sometimes, though.
Well, I haven’t had any *that* scary experiences, I guess.
There are also people who just want to hook up.
Those kinds of people…
Aren’t they just looking for hookups?
I just ignore them or don’t engage.
I’m cute too, you know.
It’s hard to tell who’s what.
I’d definitely fail at figuring them out.
I’d get scammed for sure. They’d seem *so* nice.
That’s why I’m pretty straightforward.
You seem so innocent, but you're not at all.
Really?
You look like the type who’d easily be taken in by men.
Whenever I go out to eat with someone I don’t know,
I get sleepy right away and end up falling asleep anywhere.
I’m eating dinner, and I’m already sleepy.
We still have time, right?
Can I just lie down for a bit? Can I sleep here?
I always end up sleeping alone like this.
No one’s moving around here anyway.
That’s why I sleep alone. You should sleep.
Because there’s a floor, and just lying down can be a pretty good rest.
That’s right.
Was there some kind of agreement from here?
Really? You feel like going out?
Yeah, we have customers.
Over here.
- That guy? Ito-san? Yeah, yeah, that’s him.
I know him. He’s a pretty nice guy.
Just chatting a bit.
Yeah, he’s actually pretty well-known around here.
Yeah, yeah, exactly.
He’ll just start talking about something completely different.
Or he’ll want someone to listen to his stories.
- Where is this?
- He said he wanted to talk here. Probably feels lonely since he’s the only grandpa left.
That’s definitely a thing.
Like, he wants someone to listen, someone to talk to.
Yeah, he probably just goes to talk to people.
He’s so nice, you just end up listening.
No way, she’s just so cute, Grandma.
I want this to end quickly today, but…
If I rush through it, it’ll just be weird, right?
Like, I’ll tell you stuff about the local supermarket,
Like, "Oh, they have cheap [item]s there!" But I’d want to hear that too.
I want to hear it, but then there’s also…
If I’m asking the section chief about that, he’ll be like,
"Why are you even talking about this now?" Right? But, well,
That’s also part of the job, isn’t it?
Yeah, it is.
It’s not bad at all.
I wonder if there’s anyone good out there.
Where even *are* good people these days?
I don’t know, right? Like, there’s no one.
Where do you even go to meet them?
But when my friend goes drinking at an izakaya…
Someone from the next table hits on her.
And after listening to the whole story…
"You’ve been dating for about a year, huh?"
I often go to izakayas alone, though…
Don’t you ever get hit on?
Eh, no, I don’t. I don’t get hit on.
Not really.
I usually go to my usual spots—I don’t go to new places much.
Even after going a few times, I don’t get recognized as a regular.
So no one ever talks to me.
It’s hard to meet people like that.
Right?
Where do you even meet people these days?
It’s tough, you don’t really click with anyone.
Doesn’t suit me.
Like professional arranged marriages?
Not yet, right?
Nope.
I wonder…
It’s strange, isn’t it?
But still, matching apps and stuff…
Yeah, lots of people use them. My friends are all on matching apps.
It’s just how things are these days, isn’t it?
I have a lot of friends who use matching apps too.
Maybe I should try it.
I’d like to try matching someday.
But you always throw me these great parties.
I’ve got two people I’m keeping in my back pocket, too.
So, matching apps it is, huh?
Yeah, just the two of us.
Hey, why don’t you just do it?
I wonder if I can…
I’ll keep an eye on things from my side.
Seriously.
OK, I’ll judge.
This person’s fine.
I get tricked easily, so I’ll do it.
I’m gullible, but I want to stop that kind of person.
I can tell… I can’t tell.
No way, you’ll just fall for him.
Who was it?
Huh?
You didn’t seem irritated at all.
I’ll go back. Are you going back?
Let's clean this up.
Why is he so irritated?
Did the section chief say something to him?
He definitely got chewed out. The department head’s the one to blame.
He’s getting flak because the department head isn’t doing his job right.
I feel sick.
You’re in a good mood, aren’t you? That’s great! It’s fun.
True, maybe he’s got a wife or something.
The intercom’s not working, that’s rough.
Why did he swallow the gas properly?
I won’t be fooled by the department head.
Yeah, no way.
Not falling for it.
Our free home loan got rejected.
So, we’re saying the approval process here is too slow.
Yeah, I get it.
First of all…
What about gum or treatments?
Are you doing it now? You’ll be tested.
I was really worried about something when I was much younger…
But that was an injury, so probably…
Not a natural illness.
So that’s why my knees hurt and stuff.
I go to the doctor occasionally.
Yeah, it really shows your age.
I think you’ll be fine at that level.
So why do I feel so sick?
If you don’t mind me asking, why did it fall?
It’s okay if it’s unusable, though.
I think, anyway.
Yeah, that's right.
I make around 30 million yen in income, though.
But when it comes to declaring it…
It's a bit embarrassing to admit, but…
I haven’t been reporting it all regularly.
So I end up paying quite a bit in taxes.
That’s why I report a lower amount.
In terms of taxable income…
It’s actually pretty low. Yeah, that’s right.
For things like tax returns…
Yeah, that becomes the proof.
That amount becomes the basis for whether the application passes or not.
The actual amount I earn…
I should properly declare it on my tax return, and then…
That becomes the official document. Yeah, that’s right.
I just did some research online about this bank, and
apparently, they're willing to consider involvement in those kinds of things,
even to the point of reviewing the actual sales figures themselves.
I heard they might even accept something other than a tax return as proof,
like receipts or something similar—if you have anything like that,
bringing it in could help get you approved through a different process.
By the way,
around 30 million yen—what would you even call that?
Income, I guess.
Honestly, there are so many cases I just can’t see,
but in these borderline situations,
I really can’t say how much is the limit.
本当に見えてない いろんなケースあると思うんですけど
微妙なところで ここね私が
いくらまでですっていうことが結構言えないんですよね
Yeah, so, about how much are you thinking for the house itself?
How much are you estimating for the house you're considering now?
Hmm, somewhere between 8.5 to 9 million yen, right?
So, I can’t really put down a huge down payment…
Maybe around 10 million, up to 20?
So, around 25 million?
70 million, then?
I’d like to get a loan around that amount.
And I’m not exactly young anymore, so…
35 years feels a bit much.
I’d prefer something shorter.
A shorter term, yeah.
Why didn’t you show me those options?
It’d be great if the interest rate was lower with those.
それだと金利安いのとかがあったらいいな
Well, I was thinking we could maybe lower the price a bit more.
Yeah, that’s it.
It’s not that I feel that way, though.
But, you know…
If you die, it’s all over.
Yeah, that’s right.
Some companies do have the family pay, though.
At our company, we really don’t want to talk about such unfortunate things.
If you pass away, that’s where things stand.
Right?
Like, the final payment is basically done.
Tell me the bad stuff—I can’t cause trouble for my family.
I see.
And there are eight people in the family.
So, you have quite a few kids, huh?
They’re all still little, you know.
The oldest is only eight.
So, they’re still pretty young, age-wise.
Wow, you’ve been four years old for a whole year now.
Like Koshien [a baseball tournament], it’s kind of…
Well, there’s still 12 years left, you know.
When the oldest turns 20…
Yeah, well, at least by then, I should have it paid off.
I’m trying to pay back at least half of it.
I wonder if that’s really possible.
It’s not me who approves the applications,
but someone else in charge.
So, I can’t definitively say it’ll go through.
I think it’s probably okay on this end, though.
But I can bring it up for discussion.
I can introduce you, but...
There’s just one more thing I’m worried about...
It’s a tough one—this goes way back, like ten years ago.
I was still pretty young then, and I had a ton of debt.
So, I ended up doing one of those *overpayment claims*...
You know, the ones they advertise on TV?
Yeah, I went through with that.
And then...
I got some money back from a few companies.
I was wondering...
If they were all using the same credit bureau...
Could that be causing an issue? Maybe...
*Black Teen*...
Maybe the reason I didn’t get approved there was...
Maybe that’s the reason, in a way.
I see.
That’s the one, right?
It’s not like a credit card thing, is it?
That’s right, it’s a different kind of approval process.
Yeah, that’s the thing. I got approved for a car loan elsewhere no problem.
Yeah, I’m wondering if it’s not really related.
I wonder how it is.
The place where they’re running the approval check.
Can you tell me where that is or something?
I can’t really do that, sorry.
Well, for now, just approve it.
Approve it and see.
Then we can figure things out later.
I think that would be okay.
If no approval is needed, please do that. Like you said before.
Down payment of 10 million yen.
Then, around 70 million yen.
So, I got a rough estimate.
For six years, right?
So, what do you think? Well, to be clear…
Whether we can get a loan or not—I get that you can’t say for sure, but…
Just a general idea of whether it’s doable or not would be helpful.
Even just a sense of whether it’s likely or not would be great.
I think that would probably be enough.
About the overpaid interest you mentioned earlier…
And how many receipts we have.
It came up.
It came up—three years ago, you said you had income.
But how much can we prove that?
それがどれぐらい証明できるか
Just a little bit more.
It changes depending on that too, right?
I guess it’s that thing again—like if there are a ton of them?
Is that a disadvantage? Well, yeah, I guess so.
Also, being an individual business owner…
That’s a slight disadvantage, though.
Yeah, that’s how it is. I know it, but still…
By the way…
Does the premium go down if you don’t get the death benefit?
Yeah, it’s cheaper that way.
I see.
Is this the 10-year one?
It drops this much?
I see, yeah.
And how many years are you thinking of?
Things are starting to change, huh?
Is that so?
Subtitles created by the app JAVSubs. Generate Japanese to English subtitles on your machine. JAVSubs.app
It’s tough, isn’t it? Are you married, sis?
Nah, not yet.
I see.
You still want a house, right?
Well, yeah, I guess so.
If possible.
That’d be nice.
And what about now—are you thinking about it normally?
I’m thinking about it in Sapporo, actually.
I don’t really know myself, but… apartments might be a bit cheaper than in Sapporo.
You know, some places.
Well, yeah, that’s obviously true, but…
But with an apartment, you still…
Even small kids can make a lot of noise, you know.
Yeah, yeah. I guess you'd be extra careful about who's around.
It's tough, isn't it?
But I've been looking around lately, and…
Apartments seem pretty good these days.
Yeah, it depends on the area, though.
Prices are going up everywhere, really.
Right? It’s almost like buying a house with land.
Well, yeah, that’s what I’m thinking.
Do you guys have a car or anything?
We do. Oh, then…
Some apartments don’t even have parking anymore.
もしやっぱり例えば車とかお持ちですかね
車はあります あ、そしたら
今マンションでも駐車場なかったりするところが
So, I could just get a separate apartment instead.
And not have to pay extra fees.
Right?
This is…
Plus…
Whether it’s that apartment or Sapporo…
That kind of thing doesn’t really affect the approval process much.
It doesn’t make much of a difference, does it?
It doesn’t really impact things, right?
Okay.
If the lady says it’s doable, then…
Well, I guess I could say "probably" or something, but…
I can’t definitively say it’s 100% safe. There’s still a chance it could come back to bite you if you come on *too* strong, you know?
Yeah, because personal info gets shared around to different companies…
Yeah, if you get rejected, that can work against you too, huh?
Maybe it's because I called it up last week, but when I go for a solo shot, I aim for the kill.
Inspection.
I *am* putting in the effort. I mean, I wouldn’t mind getting some recognition, you know?
If it’s a photo type, I don’t think it’ll show up, probably.
So, you’re saying this is where it is?
I wonder if I can collect enough receipts for this.
Well, they’ve mostly gone digital now.
Ah, yeah, that’s right. If you just look at this…
Instead of just *peeling, peeling, peeling* and saving them…
It’s kind of…
They don’t really give them out, or rather…
If you just access the net once…
If you could just download it yourself like this…
There are so many *foot, foot, foot*—so many leaks.
It just falls apart from the top. Seriously.
I really need to get this tax declaration done…
Yeah, there’s that whole thing where I didn’t download the full thing from over there.
So I’m making sure nothing slips through this time.
I guess I’m just a little disappointed.
Yeah, it’s like, "post-in" now, isn’t it?
Well, yeah. Even if you have the receipt…
If you haven’t downloaded it or something.
Yeah, it’s just a waste of time, really.
It’s always like this, you know?
Even with the bank account—yeah, yeah—like, the day after I withdraw money, the interest gets added.
Ugh, it’s such a waste. It’s like this every year.
That’s pretty frustrating, isn’t it?
But, like, somehow…
I don’t know… those past things, like…
I wonder… are those things really that relevant?
We offer installment loans, so
And we can also look at your past loans if you'd like.
Though, honestly, it doesn’t really matter much.
At our company,
We focus more on your current income,
And proceed based on that.
So, rather than looking at your past,
I think it’s easier to get approved now.
What does this mean?
Which one is the lower insurance premium?
There seem to be two options.
Whoa, that’s great.
Yeah, well, since you have a lot of health issues,
that’s the reason why.
っていうのが
We’re talking about the monthly insurance premiums.
This one covers things like cancer, you know?
Like, for outpatient visits…
Or even the flu…
Or just a cold…
Even if it’s "light," when you go to the hospital…
The premiums.
I see. This one’s for hospitalization, right?
So, if you get a serious illness, this one’s a bit cheaper.
This one has the interest added on top.
Yeah, that’s what you’re saying.
I see.
Hmm, which one is it?
Well, probably the better deal.
It’s hard to say what’s actually a good deal.
It’s definitely cheaper here, though.
But this is for people who’ve had serious illnesses.
Have you ever had a major illness, ma'am?
No, not me, but my mom died of a stroke.
So, just in case, I went with this type.
It’s tricky.
Does smoking affect it?
Doesn’t matter.
Some insurance won’t cover heavy smokers.
Happens a lot.
So, do you smoke, ma'am?
Oh, no, I don’t. I don’t smoke.
Right.
Yeah.
It’s complicated.
Do any of your family members know?
No.
Not really, but…
It’s way too cheap for what I need.
You can tell it’s a low-end type.
The appraisal keeps going up, doesn’t it?
Because the amount is large. You didn’t just grab this out of thin air today, right?
I’ll read the appraisal report.
We need to keep some dishes back.
They sell out fast, you know?
I think it’s totally invalid.
Hurry up.
So, the sooner the better.
With the old man…
About the copy…
It’s probably better not to…
Like registering for the My Number system, too.
They’ll do that during the screening process.
And then it gets exposed.
The question is where they’re running the checks.
So…
Yeah.
I think it’s with the credit reporting agencies.
To what extent…
How deep they dig and what they see.
And also…
I’d rather not say too much, but…
Those companies that…
Pass the screening.
It depends on the person in charge, you know?
I see.
So,
I don’t know about that, but that’s how it is.
The person in charge that day is…
If it’s someone a bit more lenient,
it’s easier to get through.
"Lenient" and "easier to get through"—
or a stricter person.
It depends on the day.
It’s hard to say, but yeah.
There are a lot of books like that, right?
Really.
When I think it’ll definitely pass…
…some still get rejected.
Conversely, from my perspective…
Even if you think you're not cut out for it,
sometimes you still get accepted.
It's hard to say—it's tough, really.
If you're laid-back, that's fine, though.
Right?
But if it's strict…
Well, anyway,
we’d appreciate your consideration—first, which type
should you choose?
We’d like you to consider
whether you can hear it.
Can’t you do it?
The gentler, more lenient one?
Well, we *can* request it, but
it’s not a guarantee.
Yeah, that's right.
For example…
I don’t know…
Like, not a regular mortgage, but…
Not business loans, but if you were to borrow money as a personal loan, how much could you generally get?
For a personal loan, you could probably get around…
That much, huh? Based on declared income, right?
As per the income declaration…
I’d say that’s probably about right.
Just the down payment, in cash…
Could we take out a loan here, and then maybe revisit the mortgage later?
Is that possible? Should be fine… I know you’re in a hurry, though.
Sorry for taking your time, but…
Could your wife…
…and your wife, too?
Considering you have kids, I want you to think it over. If you come back, the approval might be easier or harder depending on the date.
But whether it’s easier or harder won’t change.
It’s a pretty big amount of money, after all.
So, you don’t have to decide right away.
I was hoping, since you’re here, that you could keep handling my case.
Thank you.
When can you come? Next time?
I’m usually fine any time.
Anytime? Yes, I’m available weekdays.
If the person who referred you calls you.
Ah, weekdays? You know me well.
Yes, weekdays anytime. Can you come on weekdays?
I see, I’ll take some time to think.
Then I’ll call you later.
Yes, we can talk it over properly.
I think it’s okay even if we do it later.
I see, I see.
By the way, does my wife’s loan affect anything?
Not at all.
She’s a table tennis player, you know.
My wife noticed it, and it’s really…
If I don’t put it under her name…
You can do that?
Yeah.
I see. For example, instead of my wife’s name in the guarantor section…
Someone else in the family.
Like a sibling, or…
Or a parent as a guardian.
Wait, does that really not get noticed?
I’ll be the guarantor here.
You don't need to write down your wife's name, right?
You can't check this here, huh?
That's right.
I thought it might have an impact, but I see.
Yeah, like a spouse's debts, for example.
That's right.
For instance, if the head of the household…
…has a lot of debt, it can be a bit tough. But in your wife's case, it's often fine.
So, I don't need to worry too much, right?
Right. Your wife's debts…
By the way, does it affect things like…
…her parents' financial situation or anything like that?
It doesn't really affect it, though.
But still, being a guarantor can be a pain.
でもあれですもんね 保証人って結構
It seems like there’s usually one person from each family, right?
And your wife’s family…
They still have quite a bit of debt, don’t they?
I bet some of it’s still outstanding.
They buy cars pretty often, though.
So maybe they still owe money on those, too.
We haven’t really talked lately…
If you get a chance to talk to your wife’s family,
could you ask them?
What should we do?
I’m free on any weekday next week, right?
That’s fine. So, you’ll come back again, right?
Just wait a sec—this might be a quick one.
When you come, right?
Bring as many receipts as possible.
Just bring anything that shows income for the tax declaration.
If you do, things will go much smoother.
So, I guess you have to go to the tax office at least once?
Yeah, that’s probably the best way.
Like, a certificate or something?
Right, if you go to the tax office, they can issue a certificate.
You don’t want any unreported income issues.
Exactly.
That’s a big deal.
Seriously, once…
Someone told me I had unreported income and made me amend my return.
That’s not good.
Yeah, things like that.
良くないですよね
そういうのもね
How about Wednesday the 12th?
Yes, that’s fine. What time will you be arriving?
Probably better than the morning…
I think 2 or 3 PM would be less busy.
There’s also a chance I might be with another customer then.
So it might end up being a bit rushed before closing.
Yeah, around 2 PM would probably be the least busy.
A lot of people come for the morning market, you know?
I was thinking the morning market might be less crowded.
But the morning market gets busy…
And some people come during the lunch break.
If it’s around 11 AM, that’s two hours…
Or just before lunch—that way I might have more time.
The 12th… the 12th.
12日の 12日の
So, we're aiming for 2 PM, right?
We'll be doing it there.
Just want to confirm a few things.
What documents do I need to bring?
Like the tax return forms, right?
Something to prove my income.
For the tax declaration.
Can I get those at the tax office?
And a copy of my receipts.
If you bring those to the tax office…
Plus some ID.
Like a passport, or…
A driver’s license, for example.
Something with a photo, preferably.
Or a My Number card if you have it.
Do you have it on a card? Yes.
Then, please take this one.
And then…
Besides the after-shachihata…
It would be good if you could bring a seal.
Yes, is a registered seal okay?
Yes, that’s fine.
The first one isn’t needed.
You don’t need to do the first one.
So, you decided to sign the contract?
That’s right.
Sorry, but do you have some time?
No, not at all.
I’m sorry, no, thank *you*.
But I really appreciate it, especially since I had so much today.
Thank you very much for your time.
That was really easy to understand. Thank you.
I’d like to explain in more detail next time you come.
Also, please discuss it with your wife at home.
I got it! Now I can talk to my wife about this?
In detail?
Thank you. There’s a detailed explanation on our website as well.
If you have any questions, feel free to call our number or contact us via the website, and we’ll connect you with a representative right away.
If you have any questions before your visit on the 12th, please let us know.
Thank you.
Thank you very much.
Please make sure you don’t forget anything.
Sorry, can I take this now?
Yes, feel free to take it with you. Thank you.
Are you sure you didn’t forget anything?
Yes, it's fine. Thank you.
It's my first time, so I'd like to hear the details.
It was there.
I'm sorry.
That's right.
We don’t really go in for perks like that.
Oh.
Of course.
Even if you're hospitalized…
Yeah, even if you're hospitalized, right?
It's okay even if you have a pre-existing condition?
That's right, it depends on the pre-existing condition.
The injuries were pretty bad, actually.
It’s fine if it’s inside.
I’m like that.
Pineapple-based?
I don’t feel well—apparently.
But I’m okay clinically.
Yeah, even with migraines?
Well, if you’re constantly visiting medical facilities or something…
It can be pretty hard to get appointments, you know?
I’m here now, but not for zero visits—just one more.
After this, we’ll explain that registration can also be done online.
So, not zero—what’s the issue?
Isn’t it 01?
It feels like they’re saying it at the entrance right now.
But you’re already inside, so you’re a walk-in, right?
That’s right.
Then this doesn’t quite fit.
I don’t think it’s unnecessary, actually.
Excuse me.
It’s not like it’s a "no need to visit" location, either.
Yes, how did things go?
I heard that even if you don’t come in for a preliminary application, you can still complete the procedure here.
But I’m here again now, aren’t I?
This *is* a visit, so… if a visit is required… then it’s weird that it’s marked as "1."
Ah, right. You don’t even need to come in—you can do it online.
Just open this website.
You can do it without visiting.
It seems like you didn’t need to come. If you did, we could discuss this sort of thing.
That’s true… Ah, I see, I see. But I didn’t realize that at all from looking at it.
Is this some kind of hidden clause…? What is this, really?
"民調"? Gothic?
I have no idea.
Hidden benefits for the home loan.
I don’t know what this is written in.
This is Gothic type, right?
Wow, impressive.
I’m writing it in Gothic type to make it easier to read, just in case.
I think the font might be different here.
Yeah, it’s using a different character.
This is like a heading, so I made it a bit clearer.
By writing it in large Gothic type.
Yeah, it’s hard to see.
A house is square-shaped, though.
Maybe it’s too square? True.
The real thing is round, though. True.
7:3, 6:4?
5…
7:3?
Sorry, yes.
Genetics—my dad’s genes are amazing, I think.
I don’t get it at all, no matter how much I read…
So, even families can use this with peace of mind.
Even people with colds can use it, apparently.
It’s easy to understand.
Like, even kids can get a loan now.
The wording is "for those with children," right?
For the future.
So, you can’t get a loan if you have kids?
I think it’s harder to get approved if you have children.
I got approved—my case didn’t pass with just my face, though.
I got approved, so yeah, I think you’ll get it.
Income, etc.
You can get approved even without knowing the details.
Thinking about it, this is…
Do you have any form of ID today?
I do. My ID.
I don’t really know what counts as ID.
Like a driver’s license…
Yeah, it’s a drone cleaning license.
You’ve got an easy-to-suck-on nipple, huh? Yeah.
We need some kind of official ID.
Like a driver’s license… I don’t have one.
Motorcycle license?
Passport? Never been abroad.
Insurance card? I have one, I think.
Is a drone license okay?
That’s a bit strict.
With a photo, I mean.
This is a utility bill payment slip.
It has your address on it, so I think we can use it.
I haven’t seen anything like that since all my utilities are auto-deducted.
As for ID…
I don’t really carry one since I don’t drive.
Are you currently a student?
I’m working as a member of society, though.
The most versatile option is…
A utility bill payment.
That, plus a landline at your residence…
That’s the combination that usually passes the check.
Unless you bring some form of ID, we can’t proceed.
We won’t be able to approve your application in that case.
What exactly qualifies as "residence"?
Where I’m living now.
I was thinking of getting a new house, but...
Yes.
I wonder where "home" really begins...
That's true.
Like...
Renting or buying a house, or...
Renting separately, the money aside...
In cases where it costs extra...
Or if you're renting...
Or if you're buying... Wait, even when renting...
Can you get a loan for that?
I guess so.
They call it a luxury apartment...
Or a high-rise...
Do you even get points for that?
Yeah, you can earn points too. How many people can use these points?
Let me see.
With these points…
With this one, you can use it at various companies…
Like at convenience stores, too.
Can you use it at old-fashioned candy stores like that?
Probably not, since they’re probably not partnered.
That’s the 2D barcode here.
So, you just scan it? Yeah.
The detailed list of where you can use it is included.
Please check there.
It’s so small and hard to read.
Yeah.
You can also use it online or by phone, if you prefer.
This is our dedicated line.
It's a dedicated site.
So, you don’t need to come anymore?
That’s right, you don’t need to come here.
But, are you already here?
Since you went that way, yeah.
Are you here now? Yes.
There are gradient steps, so…
I thought I had to go through them.
That’s not necessary.
You can register from home.
What do I need to register?
Um, do you have a smartphone or something?
Ah, a smartphone too? Yes, it’s a qualification board.
Right, qualifications from a smartphone.
It’s totally a laundry detergent qualification board, though.
Just a smartphone, huh?
I’m not really good with smartphones.
Do you have a computer or something? It’s a certification board.
If that were the case, you’d have broken up.
Like, family…
I guess.
How many years down the line are we planning for?
We’re designing with a few years in the future in mind.
It’s not me, though.
Do you like drawing?
I didn’t draw it myself, but…
It’s super yellow, so maybe?
Well, the person in charge had it drawn here.
Are you working today? This isn’t the main company, though.
Yes, but they’re at a different branch.
If you go there, you can meet them.
We don’t offer in-person service.
That’s right, no need to visit when meeting that person either.
Well, this is a bit…
We can’t guarantee you’ll like it.
It’s just a feeling, so, yes, I apologize.
So, meeting them doesn’t require a visit either?
That’s right.
I don’t understand the visit part.
When you go through the procedure.
It’s now available without a visit.
If you decide to do it today…
Just hit me back once, and we can do it here today.
An ID is… well…
If you have an ID…
We can handle this at the counter today.
Want to spill a little secret?
So, if I have ID, I don’t need to come in?
Without ID, there’s a chance I might have to turn around and come back later, right?
Where would this be on the steps, you think?
In terms of steps…
Are you *really* sure about this now?
The system’s coming together.
Okay, let’s move to the next step.
The preliminary stage—yeah, the starting line.
So, does that mean I should come in?
That’s right.
Not green, but…
Pink, maybe?
Or yellow.
White.
What else… what color is it?
It’ll just turn into a dandelion or black, so white’s out, right?
White, maybe? It starts white, right? Still in the early stages.
I’m not really a white person.
Not a fan of white. True, it’d be easier to see in a mirror.
But the hat’s white, isn’t it?
The hat’s white, but this one’s turning blue.
Pink at first.
How about yellow?
Yellow—I’m exactly like this right now.
Yeah, yeah.
So it was yellow.
Designer, take it to another company.
Okay, we’ve outsourced the design.
Apparently, if you call this number, you'll get connected to the designer.
This isn’t it—it’s the bank for Middle Eastern clones.
It should connect you to the bank’s call center.
It’s a call center specifically for Middle Eastern clones.
Right, so what’s the number for the illustration-only call center?
It’s 1-9, not 7-3. If something comes up, just call this number.
Yes, if you want to ask about mortgages, you can call them there.
Maybe this is my chance.
On Emoti’s smartphone…
All these square panels—there are way too many, it’s impossible to make sense of it.
And this is square too. Everything’s square, isn’t it?
Yeah.
This is a computer, a smartphone…
Paper, documents—all square.
Yes, we handle everything here.
If you crumple it up and submit it like that, it’s a bit…
There’s absolutely no problem.
You can submit it in any shape you like; it’d be great if you could avoid creasing it, though.
Any shape is fine, just don’t cut it.
Your residence and family are also subject to multiple reviews.
I wonder if that makes it easier to pass.
Maybe it’s better not to do that.
If you fill it with lots of colors and doodles in colored pencils…
I thought it might stand out more.
Well, it’s not like a certain number of people are guaranteed to pass.
I see.
So, there’s also this part…
My friends didn’t tell me either, but even if you tell me, it won’t change anything for me.
We do have referral benefits, though.
I’d like to know. Could you refer me?
There’s no fee for that.
If you get introduced through them, just let us know again.
Is it okay if it’s a friend?
Yes, it’s fine. Family, foreigners—anyone’s okay.
Even little kids or babies?
That’s fine.
You don’t need another person to join.
That means even families are okay.
Single people can come too.
Is one person okay? Yes, it is.
You have a hairstyle and bangs, right?
You’re actually pretty good at it.
You wouldn’t do this hairstyle, would you?
It’s not that cool, is it?
It would probably suit you.
That's not it.
I think you two would be a great match.
So, have you guys thought about a mortgage yet?
You get points if you introduce each other.
I already have a loan. Oh, yeah.
Then introduce me.
There’s no referral fee or anything.
If you use this loan, you get various benefits.
I think you should get the benefits.
Ah, I’m the one who’ll do it.
- Oh, really? Okay! You’ll get them.
For both the referrer and the referee…
Like, you’ve already done it, so both ways.
So if two people introduce me…
Like, referral points from two people.
- The otaku guys… yeah! Well, I guess we can't exactly introduce them to customers.
You thought we were introducing them right now?
Even if we did, we wouldn’t get anything out of it.
Oh, you don’t get anything? Yeah – that’s just how it is.
So, you’re just working for free? Well, not exactly…
We get our salaries, but perks like this are separate.
Yeah… so it’s like that.
So if we did it secretly…
How would that work out?
Haha, we want to get something out of it. That’s the rule.
Guess we can’t do it after all.
Maybe you’re underestimating us?
Yeah! No, that’s not it at all.
You’re underestimating me.
Is it like, a "we don’t really introduce them" kind of vibe?
You're just going after something else, aren't you?
Well, I’d feel bad if you felt that way.
So, I don’t know anything about the item.
Yeah, sorry, it’s confusing.
There aren’t any designers among the students here—sorry… yeah.
Well, I think that’s a bit rude, actually.
Ah, I’m sorry.
No, I’m not sorry.
Well, since I came here, I guess I should say "I'm sorry"?
Sorry for the trouble.
Got it, thanks.
Well, I’ve been working hard today, though.
I found two four-leaf clovers earlier, actually.
Like… is that lucky? It’s totally certain.
Oh, you want one? One each? Yeah.
So, if you stick it in your hair, I think it'll look cute.
Is that okay? Yeah, yeah—if I don’t get any introduction points…
Well, yeah, since I can’t get them anyway.
Instead, how about sticking a four-leaf clover in your hair?
- Like, "Happy now?" or something… Right?
That clover alone could be a hair accessory.
Like this, counting the hairs…
Okay?
Where should it go?
It’s fine.
Which side is better, right or left?
It’s stringing out.
Should it be the non-green one?
No.
But it ends with blue, right? Yeah, but it’s just the start.
Yeah.
I’m wearing yellow right now.
Yellow.
If it’s a four-leaf clover, I think my luck would definitely go up.
That’s right.
It’s a really good spot feng shui-wise, so…
I really think it’ll work. You should try it.
So, the point is…
Ah, my point is…
That you can get a four-leaf clover.
Eh? Something else…
Really?
How many leaves? Two? Four? Five?
It’s not that kind of clover.
The point wasn’t a clover? Oh, right.
Is it a contact point?
Not this one.
Maybe that one instead.
I used to like looking for four-leaf clovers.
Oh, really? I thought it was amazing that I could get one!
Ah, I see. My apologies.
Could you try finding one yourself?
There might be some good four-leaf clovers around here…
I haven’t seen many, but maybe in a park?
There are usually parks nearby, right?
That’s right. If you exit and walk right, there’s a big park on your left.
If it’s that plaza…
Should we go look for one together, the two of us… or three?
We still have some work to finish.
If you call that work, why don’t we do it together?
Nah, I think I’ll just step outside for a bit.
If I pile up a bunch of stuff and then have you search through it, would you be up for that?
Well, we have other customers here, so…
It’s not that, exactly, but it would bother the other customers.
Yeah, if other customers are around, it’d be a nuisance.
I’m also a little worried about myself, though.
I can just reset to zero.
If… if it’s cancer, there are so many types, right?
Does that mean any kind is okay?
Yeah.
It depends on the surrounding area of the cancer, though.
Do you have any cancer right now?
No, but my family has a history of cancer.
If you don’t have it now, then…
I guess you’d be fine.
So, getting cancer is lucky?
Well, it’s not exactly lucky, but…
Even if you get cancer, you’ll be okay.
We guarantee it’s safe to use.
So, if it’s between getting cancer and a four-leaf clover, Scotch is the lucky one, huh?
A four-leaf clover is…
Like a "stress-free weight loss" type thing?
Yeah.
For women, like, say, breast cancer…
Yes.
That’s covered under our "peace of mind premium" plan.
Most of our customers are probably men, so it probably doesn’t matter much.
Are the two of you covered?
You’re already included.
It’s better to have it once than not at all.
Well, I think you can rest assured.
Are you sure you’re okay? Like, no illnesses or anything?
I’m fine without kids, though.
There’s more to it, huh?
Your family…
Oh, right. My mom might join in.
That’s another thing, so…
I’m gonna go last, immediately. It’s scary.
Because the easier things to check come up first.
There’s still no end in sight, huh?
What should I do?
I really gotta get sick.
Like, naturally, there’s a member who’s always bragging about catching a cold and being a high-scorer.
You mean the regular checkups?
Yeah, like this, for example.
Do they cover the money too?
The money for the reply as well?
Yes, they do cover it.
The bank can cover it.
Is that for men as well, not just women?
There are plans for men too.
Getting in, that kind of…
So, it's about preemptive messaging?
Yes, that's right.
That’s definitely amazing.
I would recommend it.
But do you need insurance or something?
Yeah, be quiet.
Shut up.
Don’t go doing something weird.
Hey!
What a strange…
Thing to do.
Seriously.
I’m a good kid, yes.
I’m gonna grab the money and run.
You’re gonna wait for an answer?
Please.
I’ll be right back.
Don’t throw it away.
It’s the last one.
All today’s takings…
Got swiped at the woman’s place.
I have no choice but to give it to her.
Eroiz-chan, this guy.
The cops are here.
There’s a model camera or something—does that mean you actually get paid? Like, really?
Let me take a look.
Mr. Okada.
Yes, please.
I’ve met with the Japanese-American association today.
Good work.
Good work. Please write your name here.
Yes, yes, please. Is it okay if I use my real name?
Next, please add the furigana (reading aid).
Press this button.
This explanation…
I see.
If you’re okay with it, press the "Agree" button.
Please press it.
Yes.
Uh…
First, I’d like you to register a login password.
Is that okay?
Yes, that’s right.
You’ll also need to register an email address.
Yes, I’m very sorry.
(No translation needed—appears to be a cut-off apology)
Yes, I apologize.
That’s right.
It was my fault for not explaining properly.
I’m sorry.
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